Your Mortgage Checklist

It's important while we work together that you feel you've been given as much information as possible. Although each of my clients will receive a customized list of required document, below is a chart outlining the types of documents that could be asked of you to verify your income. This is subject to change as all lenders will require different documents, however this should prepare you in advance of what may be necessary.

NOTE: All items italicized below are not as commonly asked for.

If you have questions along the way, please contact me.

  • Letter of employment (must be dated within the last 30 days)
     

  • Current pay stub (must be dated within the last 30 days)
     

  • Last 2 years T4 slips
     

  • Last 2 years Notice of Assessments along with confirmation of payment of the taxes owed, if any, having been paid. Or, confirmation by way of a current My Account statement showing the amount that is owed
     

  • Bank statement(s)

Employee

For clarity purposes, self-employment income can be earned and declared one of three different ways. Below you will find each type of self-employment separated so it is clear what will be asked of you to provide based on the type of self-employment that applies to you.

Self-Employed

  • Last 2 years T1 Generals including the Schedule titled the Statement of Business or Professional Activities
     

  • Last 2 years Notice of Assessments along with confirmation of payment of the taxes owed, if any, having been paid. Or, confirmation by way of a current My Account statement showing the amount that is owed
     

  • Bank statement(s)
     

  • Business license

Sole Proprietor

  • Last 2 years T1 Generals including the Schedule titled the Statement of Business or Professional Activities
     

  • Last 2 years Notice of Assessments along with confirmation of payment of the taxes owed, if any, having been paid. Or, confirmation by way of a current My Account statement showing the amount that is owed
     

  • Copy of the registered Trade Name and Business License, if any
     

  • Bank statement(s)

Partnership

  • Last 2 years T1 Generals (full copy)
     

  • Last 2 years Notice of Assessments (full copy)
     

  • Last 2 years Company Financial Statements (full copy)
     

  • Copy of the Articles of Incorporation (full copy)
     

  • Bank Statement(s)
     

  • Interim company financial statements pending on when your company year-end is and when you are applying for financing

Corporation

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