Cherie Fernando
GET THE RIGHT MORTGAGE FOR YOU
1ST TIME HOME BUYERS | SEPARATION & DIVORCE | BANK SAID NO
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About
Cherie has been in the real estate industry for her entire professional career. Initially working in real estate law as a paralegal, Cherie moved into a position working for a private lender. Her priority today is to work with clients to improve their personal financial understanding while obtaining or maintaining home ownership as part of their financial goals.
Life changes, and so will your financial goals. Whether you are looking for the right mortgage during renewal time, would like to know your options with investment properties, or have bruised credit, Cherie would be honoured to help you with your financial journey.
Services
Finding the right solution for your present needs while keeping your future in mind will help set you up for success. Learn more about what Cherie offers by hovering over the boxes below, and call when you're ready to talk through the details.
First-Time
Home Buyer
FIRST-TIME HOMEBUYER: There are a lot of variables to think about when buying your first home. It is a big commitment. If you haven't owned a home or been on title to a property in the last 5 years you are a first-time homebuyer.
Mortgage
Renewal
MORTGAGE RENEWAL: Renewing your mortgage is an important step to ensure you get the best offer available. It's a great time to review personal financial goals. We want to make sure you are prepared, so start looking six months in advance of your renewal, and touch base with your broker and financial planner to have important conversations.
Separation/
Divorce
SEPARATION/DIVORCE: Are you going through separation or divorce? Cherie's unique experience in law and lending will be the support you need during this time. While figuring out the balance sheet, give her a call in advance of signing the agreement to be sure what you may be able to do prior to signing the agreement.
Self-
Employed
SELF-EMPLOYED: Are you self-employed? You've likely heard it can be a bit more paperwork and sometimes more challenging to obtain financing when you are self-employed. But that isn't the case when you work with someone who is able to help you along the way.
Investment
Property
INVESTMENTS: Non-owner occupied investment properties have different rules than a property you own and occupy. One of those rules is the minimum down payment requirements. If you are looking to purchase an investment property or turn a property into an investment property it is worth having the conversation on mortgage options in advance.
Bruised
Credit
BRUISED CREDIT: Having good credit today is like cash to a company; it's very important. In the event you've had some bruises on your credit , don't leave it in hopes it will work itself out. If you are ready to make a change, call Cherie to create a plan and become the expert of your own finances.
WHAT PEOPLE SAY
